It can be traumatizing to go shopping using your credit card, but when you call the bank, they don’t believe it is you. Credit card users are mostly the targets of account takeovers, and they face such incidents regularly. This article will discuss how to avoid these ruinous hacks.
The occurrence of account takeover fraud is done as soon as user accounts are accessed by cybercriminals. Attackers normally change important data such as email and postal addresses, phone number, password attached to the account to block the real account owner from using the account. Victims will not quickly notice that their account has been attacked as they will not receive any communication of any unusual activity. Even after an account user notices any unusual activity in their account when they call the bank, the fact that they will be unable to verify their information they also become suspect.
Several renowned websites appreciate cybersecurity and have gone ahead and installed methods of protecting their users. Although there is no magic pill to prevent account takeovers they can be prevented using these tips. It is always good to keep checking your account activities. The intervals of checking your accounts are upon you however knowing that anything can happen to your account is helpful as you can tell in case there is an illegal activity happening. Investigate any messages about password changes or suspicious activity. Note down any payments that you make using your credit card.
Public wifi should not be used for banking. You cannot tell if public wifi’s are safe for use even if they are convenient to a shopper when they are out shopping. Always turn on your firewall to protect your data and also turn off any shared printers or files. Do not type in sensitive information such as your credit cards or bank accounts. Switch off a wifi hotspot when you finish a session.
In all your accounts use unique and distinct passwords. You will be easily attacked if you use one password across all your sites. All the leaked credentials are normally sold to the dark web. Since most users use the same usernames and passwords they make it easy for hackers to try and access most of their sites.
In the identification process having a multi-factor authentication can add more security. The common one is where codes are sent as a text message to the cell phone user. Having a unique and strong password, as well as any other tips, can help to keep your account secured and you are not an easy target. A company should protect accounts belonging to clients. Inform your users of any suspicious activity, assist your users in selecting passwords and enabling the multi-factor authentication.